LD 243 (subjects: INSURANCE , HEALTH )
Official bill page at mainelegislature.org: http://www.mainelegislature.org/legis/bills/display_ps.asp?ld=243&PID=1456&snum=127
Sponsors | Actions | Bill Text | Patterns of Support
- Rep. Ryan Fecteau of Biddeford: (D – District 11) — e-mail | Twitter | Facebook
Rep. Heidi Brooks of Lewiston: (D – District 61) — e-mail | Facebook
Rep. Henry Beck of Waterville: (D – District 110) — e-mail | Twitter | Facebook
Sen. Geoffrey Gratwick of Penobscot: (D – District 9) — e-mail | Twitter | Facebook
Sen. Nathan Libby of Androscoggin: (D – District 21) — e-mail | Twitter | Facebook
|2/3/2015||House||Committee on Insurance and Financial Services suggested and ordered printed.
The Bill was REFERRED to the Committee on INSURANCE AND FINANCIAL SERVICES.
Sent for concurrence. ORDERED SENT FORTHWITH.
|2/3/2015||Senate||On motion by Senator Whittemore of Somerset, REFERRED to the Committee on Insurance and Financial Services, in concurrence.|
On motion of Representative BECK of Waterville, the Majority Ought to Pass as Amended Report was ACCEPTED.
ROLL CALL NO. 55
(Yeas 81 – Nays 66 – Absent 4 – Excused 0)
The Bill was READ ONCE.
Committee Amendment “A” (H-104) was READ and ADOPTED.
Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.
The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment “A” (H-104).
Sent for concurrence. ORDERED SENT FORTHWITH.
On motion by Senator WHITTEMORE of Somerset Tabled until Later in Today’s Session, pending ACCEPTANCE OF EITHER REPORT
|5/7/2015||Senate||Taken from the table by the President
On motion by Senator WHITTEMORE of Somerset the Minority Ought Not To Pass Report ACCEPTED , in NON-CONCURRENCE.
Roll Call Ordered Roll Call # 56 20 Yeas – 15 Nays- 0 Excused – 0 Absent PREVAILED
Ordered sent down forthwith for concurrence.
|5/12/2015||House||The House INSISTED on ACCEPTANCE of the Majority Ought to Pass as Amended Report and PASSAGE TO BE ENGROSSED as Amended by Committee Amendment “A” (H-104).
ORDERED SENT FORTHWITH.
|5/13/2015||Senate||On motion by Senator WHITTEMORE of Somerset The Senate INSISTED To ACCEPTANCE of Minority OUGHT NOT TO PASS Report , in NON-CONCURRENCE.
Placed in Legislative Files (DEAD).
An Act To Restore Consumer Rate Review for Health Insurance Plans in the Individual Market
Sec. 1. 24-A MRSA 2735-A, sub- 1, as amended by PL 2011, c. 364, 1, is further amended to read:
Sec. 2. 24-A MRSA 2736-A, first , as amended by PL 2011, c. 364, 2, is further amended to read:
If at any time the superintendent has reason to believe that a filing does not meet the requirements that rates not be excessive, inadequate or unfairly discriminatory or that the filing violates any of the provisions of chapter 23, the superintendent shall cause a hearing to be held. If a filing proposes an increase in rates in an individual health plan as defined in section 2736-C, the superintendent shall cause a hearing to be held at the request of the Attorney General. In any hearing conducted under this section, the insurer has the burden of proving rates are not excessive, inadequate or unfairly discriminatory.
Sec. 3. 24-A MRSA 2736-C, sub- 2-B, as amended by PL 2011, c. 364, 7, is further amended to read:
Sec. 4. 24-A MRSA 2736-C, sub- 5, as amended by PL 2011, c. 90, Pt. D, 3, is further amended to read:
Sec. 5. 24-A MRSA 3953, sub- 2, E and G, as enacted by PL 2013, c. 273, 3, are amended to read:
Sec. 6. Application. Those sections of this Act that amend the Maine Revised Statutes, Title 24-A, sections 2735-A, 2736-A and 2736-C apply to individual health plan rate filings submitted by an insurer or a carrier to the Department of Professional and Financial Regulation, Bureau of Insurance pursuant to Title 24-A, sections 2736 and 2736-C for the 2016 plan or policy year and thereafter.
This bill amends the rate review process for individual health insurance. It requires advance review and prior approval of individual health insurance rates. It requires the Superintendent of Insurance to hold a hearing if a filing proposes an increase in rates in individual health insurance plans. It requires the Superintendent of Insurance to disapprove premium rates unless the minimum medical loss ratio satisfies the statutory requirements for individual health plans. The changes apply to individual health plan rate filings submitted to the Department of Professional and Financial Regulation, Bureau of Insurance beginning with the 2016 plan or policy year. The bill also requires meetings of the Board of Directors of the Maine Guaranteed Access Reinsurance Association to be open to the public.
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This information about LD 243 was last updated on 2016-05-12.
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