Maine LD 382: An Act To Amend the Allowable Security Freeze Fees Charged by a Consumer Reporting Agency

LD 382 (subjects: FINANCIAL PRACTICES , CREDIT BUREAUS )

Official bill page at mainelegislature.org: http://www.mainelegislature.org/legis/bills/display_ps.asp?ld=382&PID=1456&snum=127


Sponsors | Actions | Bill Text & Amendments | Patterns of Support | In The News


Sponsors

Principal Sponsor: Sen. Rodney Whittemore of Somerset: (R – District 3) — e-mail | Facebook

5 Cosponsors:

Actions

Chamber

Action
2/12/2015 Senate Committee on INSURANCE AND FINANCIAL SERVICES
suggested and ordered printed
On motion by Senator Whittemore of Somerset REFERRED to the Committee on INSURANCE AND FINANCIAL SERVICES
Ordered sent down forthwith for concurrence.
2/12/2015 House Bill REFERRED to the Committee on INSURANCE AND FINANCIAL SERVICES.
In concurrence. ORDERED SENT FORTHWITH.
4/16/2015 Senate Report READ and ACCEPTED.

READ ONCE.

Committee Amendment “A” (S-38) READ and ADOPTED.
Assigned for Second Reading next Legislative Day
4/21/2015 Senate COMMITTEE ON BILLS IN THE SECOND READING REPORTS NO FURTHER VERBAL AMENDMENTS NECESSARY, Senator Saviello, Senate Chair. REPORT ACCEPTED.
On motion by Senator WHITTEMORE of Somerset TABLED until Later in Today’s Session, pending PASSAGE TO BE ENGROSSED AS AMENDED BY Committee Amendment “A” (S-38).
Unfinished Business
4/23/2015 Senate Unfinished Business
4/28/2015 Senate Unfinished Business
4/29/2015 Senate Unfinished Business
4/30/2015 Senate Unfinished Business
5/5/2015 Senate Unfinished Business
5/6/2015 Senate Unfinished Business
5/7/2015 Senate Unfinished Business
5/12/2015 Senate TAKEN from the Table by the President.
On motion by Senator WHITTEMORE of Somerset RECONSIDERED ADOPTION of Committee Amendment “A” (S-38).
On motion by Same Senator Senate Amendment “A” (S-83) to Committee Amendment “A” (S-38) READ and ADOPTED
Committee Amendment “A” (S-38) As Amended By Senate Amendment “A” (S-83) thereto ADOPTED

Under suspension of the Rules, READ A SECOND TIME
Subsequently, PASSED TO BE ENGROSSED AS AMENDED BY Committee Amendment “A” (S-38) AS AMENDED BY Senate Amendment “A” (S-83) thereto
Ordered sent down forthwith for concurrence.
5/13/2015 House The Committee Report was READ.
On motion of Representative BECK of Waterville, TABLED pending ACCEPTANCE of the Committee Report.
Later today assigned.
5/13/2015 House Unfinished Business
5/14/2015 House Speaker laid before the House
Subsequently, the Committee Report was ACCEPTED.
The Bill was READ ONCE.
Committee Amendment “A” (S-38) was READ.
Senate Amendment “A” (S-83) to Committee Amendment “A” (S-38) was READ and ADOPTED.
Committee Amendment “A” (S-38) as Amended by Senate Amendment “A” (S-83) thereto ADOPTED.
Under suspension of the rules, the Bill was given its SECOND READING without REFERENCE to the Committee on Bills in the Second Reading.
The Bill was PASSED TO BE ENGROSSED as Amended by Committee Amendment “A” (S-38) as Amended by Senate Amendment “A” (S-83) thereto.
In concurrence. ORDERED SENT FORTHWITH.
5/19/2015 House PASSED TO BE ENACTED.
Sent for concurrence. ORDERED SENT FORTHWITH.
5/20/2015 Senate PASSED TO BE ENACTED, in concurrence.
6/3/2015 Senate On motion by Senator MASON of Androscoggin Tabled until Later in Today’s Session, pending CONSIDERATION
6/3/2015 Senate Taken from the table by the President ProTem
LD 382 In Senate, June 3, 2015, this Bill, having been returned by the Governor, together with objections to the same pursuant to the provisions of the Constitution of the State of Maine, after reconsideration, the Senate proceeded to vote on the question: “Shall this Bill become a law notwithstanding the objections of the Governor?” 32 in Favor and 3 Against , accordingly it was the vote of the Senate that the Bill become law and the VETO was OVERRIDDEN.
6/4/2015 House This Bill, having been returned by the Governor, together with objections to the same pursuant to Article IV, Part Third, Section 2 of the Constitution of the State of Maine, after reconsideration, the House proceeded to vote on the question: “Shall this Bill become a law notwithstanding the objections of the Governor?”
ROLL CALL NO. 153V
142 having voted in the affirmative and 5 in the negative, with 4 being absent, and accordingly it was the vote of the House that the Bill become a law notwithstanding the objections of the Governor, since two-thirds of the members of the House so voted.
In concurrence. ORDERED SENT FORTHWITH.

Bill Text & Amendments

Important Note: The bill text below presents L.D. 382 as originally introduced. L.D. 382 was changed by the legislature through amendment. To understand the impact of this legislation in proper context, be sure to read adopted amendment text, available here: C-A (S-38) S-A to C-A (S-83) .

An Act To Amend the Allowable Security Freeze Fees Charged by a Consumer Reporting Agency

Be it enacted by the People of the State of Maine as follows:

Sec. 1. 10 MRSA 1310, sub- 1, A, as enacted by PL 2013, c. 228, 1, is amended to read:

A. A consumer may place a security freeze on the consumer’s consumer report as follows.

(1) A consumer who has been the victim of identity theft may place a security freeze on the consumer’s consumer report by making a request in writing by certified mail to a consumer reporting agency with a valid copy of a police report, investigative report or complaint the consumer has filed with a law enforcement agency about unlawful use of personal information by another person. In the case of a victim of identity theft, a consumer reporting agency may not charge a fee for placing, removing or suspending for a specific party or period of time a security freeze on a consumer report.

(2) A consumer who has not been the victim of identity theft may place a security freeze on the consumer’s consumer report by making a request in writing by certified mail to a consumer reporting agency. A consumer reporting agency may charge a fee of no more than $10$6 to a consumer for each security freeze, removal of a security freeze or temporary suspension of a security freeze for a period of time or for reissuing the same or a new personal identification number if the consumer fails to retain the original personal identification number provided by the agency under paragraph D. A consumer reporting agency may charge a fee of not more than $12$8 for a temporary suspension of a security freeze for a specific party.

SUMMARY

This bill reduces by $4 the maximum fees that may be charged by a consumer reporting agency for placing, suspending or removing a security freeze on a consumer report.

Patterns of Support

Pattern of Cosponsorship by Region:

Pattern of Cosponsorship by Gender:

Pattern of Cosponsorship by Party:

Pattern of Cosponsorship by Campaign Finance Classification:

Note: Maine Clean Elections Act (MCEA) Qualified candidates only accept a small dollar value of initial contributions early in their campaigns, pledge not to accept further campaign contributions from private sources, and receive public funding for their campaigns. MCEA Non-Qualified candidates choose not to obtain public funding and instead are free to accept campaign contributions from individuals, party committees, political action committees and business sources.


In The News…

Recent news stories featuring LD 382:


This information about LD 382 was last updated on 2016-05-12.
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